The Woman & Finance Podcast
Welcome to The Woman & Finance Podcast
Hi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a BCom in Finance, a Postgraduate Diploma in Financial Planning, and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, I’m deeply passionate about empowering women to take charge of their financial futures.
This podcast is a judgment-free space for open and insightful conversations about money—without the confusing jargon. Whether you’re looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you.
Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isn’t just for a select few—it’s for every woman ready to take control.
If you’re on a journey to financial wellness, hit follow and be part of a community of women committed to building wealth and securing their futures.
Let’s learn, grow, and thrive—together.
The Woman & Finance Podcast
Budgeting: Tell your money where to go!
Episode two: Budgeting – directing your money
The first step in gaining control of your finances is understanding where your money goes each month. In this podcast, Maya and I have an open and candid discussion about our own budgeting methods, sharing tips, hacks, and the financial mistakes we've made. We also talk to Sbongile, who began her money bootcamp journey as an intern on a small stipend. She shares her experience and how it helped her manage her finances when she received her first salary.
We cover different budgeting strategies, including zero-based budgeting and the 50/30/20 rule, highlighting the importance of finding an approach that suits your unique lifestyle and financial situation. Additionally, we discuss the concept of a survival budget and how it can serve as a safety net during financial crises.