The Woman & Finance Podcast
Hi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a BCom Finance degree, a Postgraduate Diploma in Financial Planning and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, I’m deeply passionate about empowering women to take charge of their financial futures.
This podcast is a judgment-free space for open and insightful conversations about money—without the confusing jargon. Whether you’re looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you.
Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isn’t just for a select few—it’s for everyone ready to take control.
If you’re on a journey to financial wellness, hit follow and be part of a community committed to building wealth and securing their futures.
Let’s learn, grow and thrive—together.
Episodes
54 episodes
Should I Pay Extra Towards My Debt or Start an Emergency Fund?
Are you torn between paying extra on your debt or starting an emergency fund? You're not alone! This is one of the most common financial dilemmas, and in today's video, I'm breaking down exactly what you should prioritise based on your situatio...
This War Is About to Hit Your Wallet - Here's What To Do!
🌍 Global News, Rising Costs & Your Money | What South Africans Should Be Doing Right NowIn this episode, I break down what’s happening in global current affairs — from ongoing wars to rising fuel prices — and what it actually...
9 Ways I Live Below My Means (Even With a Decent Income)
Building wealth isn’t just about how much you earn, it’s about how you choose to live.In this episode, I’m breaking down the 9 ways I intentionally keep my lifestyle in check:1. I don’t buy designer clothes or bags2. My kids...
Your Childhood Is Secretly Controlling Your Finances!
Tribe, your money habits didn’t just appear out of nowhere!They were built in your childhood home; in the conversations, the struggles, the wins, and the fears you grew up around.In this video, I tell the story of two young men ...
The Bank Eats First: What you're actually paying towards your bond.
In this episode, I break down how banks think about affordability, how interest rates impact your bond, and why your monthly repayment matters just as much as the purchase price. I will walk you step-by-step through real online home loan calcul...
The Easiest Way to Become A Millionaire in South Africa; Tax-Free!
Tax-Free Savings Accounts are one of the most powerful (and misunderstood) investment tool in South Africa, so in this podcast, I’m answering the questions I get asked all the time about TFSAs.We cover:• What a Tax-Free Savings Acco...
A look into My finances: What do I actually Invest in? ✅
What does a real investment portfolio look like?In this video, I open up about what I actually invest in, how my thinking has evolved over time, and why financial security is about more than just returns.I’d love to hear: what’s...
You Do Not Die for Free– Wills, Trusts & Protecting Your Family’s Future | Estate Planning Explained
In South Africa, less than 15% of people die with a valid will — and that means the State decides what happens to everything you’ve worked for.In this episode, Moremadi Mabule joins me to break down wills, trusts, marriage contracts, an...
From Chaos to Control in just 6 months: The Power of Taking Charge of Your Finances
Episode 10After six impactful months, we wrap up the Santam Insure Your Future Money Bootcamp with powerful stories that show just how much life can change when you take control of your finances.In this fi...
Is retiring before 65 becoming a myth?
Episode 9Can you really afford to retire before 80???In this week’s Money Bootcamp, my co-host Maya Fisher-French and I unpack the reality that most South Africans can only afford to retire comfortably at 80 — if at all.
How to Double Your Money: The Rule of 72 & Power of Compound Growth
Episode 8✨ What if your money could double without you lifting a finger? That’s the power of compound growth — one of the simplest, yet most powerful ways to build long-term wealth. 🌱💰In this episode of the Santam Insure Your Fu...
Before You Say ‘I Do’: Know Your Marriage Contract
Episode 7We don’t always think about it this way, but marriage isn’t just about love, the dress, and the big day — it’s also a legal and financial contract. And the truth is, the marriage contract you choose can shape your financi...
When Life Changes Overnight: How to Prepare Financially
Episode 6In this episode of the Santam Insure Your Future Money Bootcamp, Maya Fisher-French and I sit down with Nonhlanhla Bakasa, founder of AdoWord Multimedia. Nonhlanhla shares her incredible story of living with a dis...
Breaking Free from the Debt Cycle!
Episode 5In this episode of the Santam Insure Your Future Money Bootcamp, my co-host Maya Fisher-French and I sit down with Brian Mphakoanyane from Summit Financial to unpack one of the most important conversat...
Before You Buy: The Real Costs of Homeownership
🎧 Episode 4: Budgeting as a homeowner Buying your first home is exciting — but it can also be overwhelming if you don’t know what to look out for. In this episode of the Insure Your Future Money Bootcamp, Maya ...
Money Lessons I Wish I Knew in My 20s & 30s
💬 "If I knew then what I know now…"In this Women’s Month special, I sit down with Michelle Green, Credit Analyst at Prescient Investment Management, to unpack the money lessons she wishes she’d learned in her 20s and 30s.From ea...
Everything You’ve Ever Wanted to Know About Insurance - Answered!
You asked, we answered! 🙌🏾A few weeks ago, I asked you to share your biggest questions about insurance — and wow, you came through! In this episode, I sit down with Financial Planner Maxine Muller to unpack your most common c...
How to allocate your money on pay day
Episode 3:In this episode of the Insure Your Future Money Bootcamp, we speak to Thokozani, one of my former mentees, about her journey from financial stress to confidently managing her money.<...
How to ace your taxes
Episode 2:Tax season is here and often brings stress and confusion — but it doesn’t have to. In this episode of the Santam Insure Your Future Money Bootcamp, my co-host Maya Fisher-French and I are joined by tax expert&nbs...
Recognising Financial Trauma
Episode 1: Money isn’t just about numbers — it’s emotional. In this episode of the Santam Insure Your Future Money Bootcamp, my co-host, Maya Fisher-French and I, explore the hidden impact of financial traum...
Investing Made Simple with Simon Brown - How to Build Wealth in South Africa
In this episode of the Woman & Finance Podcast, we sit down with Simon Brown, founder of Just One Lap and one of South Africa’s most trusted voices on investing and personal finance.We unpack:✅ How to start investing in So...
No Job Left Behind – The Power of Event-Based Insurance
Episode 4 of 4:No Job Left Behind – The Power of Event-Based InsuranceWhether you’re a freelancer, teacher, entrepreneur, or corporateprofessional — your ability to earn an income matters. But what happenswhen an unexpecte...
Smart Money Moves - Financial Planning for Female Breadwinners
Episode 3 of 4:More women are becoming the main earners in their households — but this role often comes with added financial pressure and responsibility. In this episode of The Woman & Finance Podcast we focus on how female breadwinn...
From Diagnosis to Recovery – Why Critical Illness Cover Matters
Episode 2 of 4:A life-changing diagnosis can affect more than just your health — it can derail your finances. In this episode of The Woman & Finance Podcast, we explore critical illness cover and why it’s one of the smartest financia...
